Yes: “Will mortgage rates ever fall to 3% again?”
3% mortgage rates were a very unusual market in recent years. For much of the past 40+ years, interest rates were 7% or greater.
Demographics: Gen Z doesn’t want kids ’cause everything is awful
Everything is awful, say the doomers. Doomerism takes hold and no one wants to have families, to work, or make the world a better place. A self fulfilling game.
Demographics: The declining youth worker population
The young worker population peaked in 2000.
Demographics: Gen Z lack an ability to evaluate risks, and thus, are overcome by anxiety
Study finds Gen Z has a poor ability to evaluate risks in life, and views everything as on or off, with no in between level. Hence, they are anxiety ridden.
Demographics: Revised fertility rate for India – may be 1.6 in 2024
Populations continue to see declines throughout much of the world India's fertility rate is now thought to be as low as 1.6 to 1.7.
Demographics: North Korean leader asks for more babies
North Korea seeks more births as fertility rate is below population replacement level. And they don't have much inbound immigration!
Demographics: Oregon state economists now planning “zero population growth” scenarios
Oregon State economists now using "zero population growth" scenarios for the state's economic planning. The fertility rate is 1.39 and outbound migratioin has recently been high.
Demographics: Plunge in elementary school enrollment in South Korea
South Korea's fertility rate is 1.075. The number of students entering elementary school is in sharp decline.
Demographics, Education: Half of companies eliminating 4-year degree requirement
55% of companies eliminated a 4-year degree requirement in 2023 for some jobs, and 45% will eliminate it in 2024.
Demographics, Finance: The price of happiness
How much money do you need to be happy? How is wealth created?