Finance – Coldstreams

Fri. Dec 5th, 2025

Business Demographics Economy Finance Gen Z/Generational issues Media Nation of Idiots Personal finance

Gen Z: In 2019, the average age of Gen Z was 14 years old

2025 December 3

This 2019 journalism'ish says Abercrombie was targeting Gen Z consumers with buy now, pay later ... who averaged 14 years old in 2019.

Demographics Doomerism Economy Finance Gen Z/Generational issues Personal finance

Update: 60-70% of consumers are “paycheck-to-paycheck” every year

2025 December 3

In 2025, per Fortune, 40% of those earning $500,000 or more per year are living paycheck-to-paycheck which points to a spending problem as we have supersized or upscaled our lifestyles.

Demographics Doomerism Economy Finance Gen Z/Generational issues

Economy: Median home buyer age might be 41, not 59

2025 November 25

NAR claimed that the median home buyer age is 59, setting off a social media firestorem. But in reality, it may be 41, almost the same as the US population…

Demographics Doomerism Economy Finance Gen Z/Generational issues Nation of Idiots Personal finance Stupidity

Social: X has become the Daily Doomer!

2025 November 25

"Expert" says 75-85% of US households live in poverty. This is what passes for expertise in 2025!

Demographics Doomerism Economy Finance Gen Z/Generational issues Policy/Government

Economy, Policy: Social Security has been in a downfall since the 1980s

2025 November 22

The situation in the 1980s was exactly the same as today - with fears of SS running out of money in the 1980s. Here we are in 2025 and nothing…

Demographics Doomerism Economy Finance Gen Z/Generational issues Personal finance

Economy: Vox says Gen Z isn’t having the worst possible time in history

2025 November 18

Social media says Gen Z is screwed and they are going through the worst time in history. Vox, though, says this is not true.

Education Finance Personal finance

Personal finance: Perhaps this blog should focus on making wise economic choices?

2025 November 18

The past few days, I've encountered people making poor economic decisions - that seem obvious, but for whatever reason, they were not obvious to the individuals.

Automation Business Emerging Technology Finance Innovation Personal finance Software Software/Tech