Finance – Page 2 – Coldstreams

Wed. Jul 22nd, 2026

Demographics Doomerism Economy Finance Gen Z/Generational issues Nation of Idiots Personal finance Stupidity

Social: X has become the Daily Doomer!

2025 November 25

"Expert" says 75-85% of US households live in poverty. This is what passes for expertise in 2025!

Demographics Doomerism Economy Finance Gen Z/Generational issues Policy/Government

Economy, Policy: Social Security has been in a downfall since the 1980s

2025 November 22

The situation in the 1980s was exactly the same as today - with fears of SS running out of money in the 1980s. Here we are in 2025 and nothing…

Demographics Doomerism Economy Finance Gen Z/Generational issues Personal finance

Economy: Vox says Gen Z isn’t having the worst possible time in history

2025 November 18

Social media says Gen Z is screwed and they are going through the worst time in history. Vox, though, says this is not true.

Education Finance Personal finance

Personal finance: Perhaps this blog should focus on making wise economic choices?

2025 November 18

The past few days, I've encountered people making poor economic decisions - that seem obvious, but for whatever reason, they were not obvious to the individuals.

Automation Business Emerging Technology Finance Innovation Personal finance Software Software/Tech

Early spreadsheet and productivity software products

2025 November 10

Early spreadsheets and integrated productivity software suites. I created one of those on this list.

Demographics Economy Finance Gen Z/Generational issues Nation of Idiots Personal finance

Personal Finance: 40% of those earning over $500k are “living paycheck to paycheck”

2025 October 14

Apparently those making a lot are financially illiterate, as their "wants" grow with their salary.

Education Finance Personal finance

Education: Why “student loan” balances grow larger after making payments

2025 May 8

Perhaps 20% of education loan borrowers owe more than their original loan - because they have no understanding of how loans work.

Economy Finance Policy/Government

Economy, government: U.S. Government Debt

2025 March 29

These charts are amazing and scary.

Finance Good news! Personal finance

Personal Finance: Most American retirees doing “okay financially”

2025 March 11

That is not the impression you get from the doomerism media, but the data shows 80-85% of retirees say they are doing okay.

Demographics Economy Finance Geopolitics International/Global/Immigration Management Personal finance Policy/Government

Economy: The most important 40 minutes of your life

2025 March 10

The most important video you can watch today. Or tomorrow or any day this year. If we do not act on our budget deficit problem, the U.S. will eventually collapse…

Business Finance Nation of Idiots Personal finance