This imitation journalism story blames Republicans for high ACA health insurance premiums – even though the ACA was designed, written and implemented 100% by Democrats. The ACA failed to lower health insurance premiums and Congress, in 2021, acknowledged health insurance cost more than the ACA’s own definition of “too expensive”.

Going through HealthCare.gov, before 2021, I found and documented scenarios where the annual premiums equaled a family’s entire annual income.

In 2021, Congress bailed out the ACA by offering subsidies to about 80% of plan buyers.

Here we are in 2025, and per the media, the high ACA premiums are the fault of Republicans: Thousands of Oregonians face sharp health insurance premium hikes in 2026 as enhanced ACA subsidies expire – oregonlive.com

The ACA was so poorly designed that it could never accomplish the goals used to sell it to “The stupid American voter” (Jonathan Gruber, Ph.D., ACA policy architect).

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