Jim Cramer is often and spectacularly wrong. His track record is said to be slightly worse than tossing a coin.

As of April 26th, FRC is trading at $6.50, down from $85 when Cramer made his recommendation: Banks propose plan to save First Republic Bank as stock hits all-time low (cnbc.com)

The ability of “Experts” to predict the future is essentially zero, across all disciplines.