Today, Sen. Diane Feinstein (D-CA) made an ass of herself by telling straight up lies about the ACA, affordability and pre-existing conditions.
Here is a link to my 52 page paper that thoroughly explains why the ACA failed to control prices – and how to fix it. I put over 1,000 hours of my life into researching and writing that paper. I encourage reading the first few pages so you can understand what the problems are, why many are harmed by the ACA, and ideas on fixing it. Feinstein revealed she doesn’t understand the ACA or other health care laws and is an outrageous liar, on the level of Trump.
Ultimately I found that my elected representatives did not care. They wanted to retain the problems to use them as a political football – rather than fix them. Their behavior is indistinguishable from sociopaths. I gave up trying to have any impact on fixing the ACA. Our elected representatives do not give a shit and shockingly that is the Democrats who wrote, passed it with their super majority, and then intentionally refuse to fix it so they can use it as political football. Jerks.
FYI – cost of a barebones “Silver” plan for two of us is $2,000 per month, with a $7,000 deductible. ACA policies are not like your corporate ESI benefits. They are effectively catastrophic coverage. When the ACA came out, Democratic promotors called pre-ACA policies “junk policies”, when, in actual fact, the ACA sells junk policies at 4x the price. If we lived in Laramie WY, the cost would be about $4,000 per month with a $5,000 deductible. Affordable? No, those are Democratic party propaganda lies. The subsidy cut off is about $68,000/year in PRE-tax income. If you earn $1 more, you pay the full $4,000 per month and then starve to death since you won’t be able to buy food. Read my linked paper above. Pre-existing conditions? Before the ACA, over 90% of the U.S. population already had pre-existing condition protections (read my paper – that is an easily verifiable fact). Yet this week, the Democrats again trotted out their outright lie that 135 million Americans are at risk of losing their insurance – which does not pass the giggle test. That implies that one third of the U.S. had no health insurance before the ACA, which is easily shown as not true. They tell Trumpian level lies on a daily basis-and the media morons let them get away with it.