Personal finance: Klarna and personal finance
Is use of Buy Now, Pay Later a sign of stretched budgets? No. Almost all purchases are discretionary in nature, not necessities.
Gen Z: “Choosing the soft life”
Gen Z says "Boomers had it easy" but simultaneously says they reject the work and burnout culture of their parents. A bit of a contradiction.
An Analysis of X posts on Gen Z vs Social Security
The Gen Z vs Boomers Social Security posts on X make little sense. (1) Boomers should retire to make jobs available, (2) but that increases SS payouts, and (3) since…
Personal Finance: Spending priorities lean to “looking hot”
No one has any money but they have plenty to spend on looking hot, $2k+/year just on cosmetics.
Economy
Energy
Environment
Finance
Gen Z/Generational issues
Geopolitics
Health-Healthcare
Innovation
Innovative/Creative
Personal finance
Policy/Government
Public Health/Nutrition
Science
Economy: Should billionaires be forced to give away all wealth to the government?
Bill Gates has donated over $200 billion to charitable causes, WHO, foundations, research, drug discovery, education and more.
Pensions versus self-funded retirement
In the 1980s, 70% of retirees had a pension. Today it is less than 20%. In the '70s, Congress created IRA and 401(k) accounts to encourage self funded retirement savings.
Economics: Economic illiteracy from our elite
Lindsay Owens, Ph.D. has been an economic policy advisor to Sen. Warren. Yet she does not understand the most basic of microeconomics. Truly embarrassing.
Gen Z/Generational issues
Health-Healthcare
Media
Personal finance
Policy/Government
Public Health/Nutrition
Elder care in the past versus today
Almost all elders, today, continue to live in a home-based environment. Very few live in elder care communities or institutions.
Business
Demographics
Economy
Finance
Gen Z/Generational issues
Media
Nation of Idiots
Personal finance
Gen Z: In 2019, the average age of Gen Z was 14 years old
This 2019 journalism'ish says Abercrombie was targeting Gen Z consumers with buy now, pay later ... who averaged 14 years old in 2019.
Update: 60-70% of consumers are “paycheck-to-paycheck” every year
In 2025, per Fortune, 40% of those earning $500,000 or more per year are living paycheck-to-paycheck which points to a spending problem as we have supersized or upscaled our lifestyles.