Education debts
The problem is not "student debt" - the problem is financial illiteracy by students who take $300k in debt to attend prestigious schools.
Education: Is college worth it?
Is college education worth it? Unfortunately, for many, it is not worth it from an ROI perspective. There may be other reasons to enroll.
Crime: NYC spends US $1,500+ per day per incarcerated criminal
NYC spends more than one half million dollars per incarcerated inmate per year - or more than $1,500 per day spent in jail.
Finance: Why Basic Income Studies Produce Useless Results
Universal Basic Income makes no sense in the real world but they keep trying.
Business: Double majors in college have better earnings security
Study suggests the path to job security is cross training - and having degrees or double majors in 2+ subjects.
Finance: Mortgage rates historically ran about 6%
People got used to non-normal 3% rates. Yet if one takes a longer view of the U.S. economy and mortgage-rate trends, the data clearly show that the 30-year rate is…
Business: Do employers really not care what degree you have?
Half of employed college grads say they work in fields that require no college degree, so yes, kind of. But that's not the thrust of this story.
Personal finance: How much do you need to retire?
"Experts" say you need at least $1M+ to retire, yet real world data says that is probably not true. Dueling experts go at each other on the topic.
Personal Finance: Should you buy long term care insurance?
The answer is that for many, perhaps most, the answer is no. You are better starting well in advance and self insuring.
Personal finance: Median retirement age is 62
Half of workers are retired by age 62, including many who had thought they would be working longer.