Skip to content
Menu
Coldstreams Travel and Global Thinking
  • About – Start Here
  • Travel Resources
  • Dual Residency
  • Privacy Policy
Coldstreams Travel and Global Thinking

Using your credit card for car rental insurance coverage

Posted on December 4, 2021December 4, 2021
@ecommjess

Did you know the difference? #money #car #travel #investing #credit #fintok #personalfinance

♬ Own Brand Freestyle – FelixThe1st & Dreya Mac

Before renting a car, do you need to buy the car rental company’s auto insurance?

Within the U.S., my own auto insurance will cover me while driving a rental car, subject to the usual deductible and coverage limits.

If you use a credit card to book your rental, your credit card company may include some sort of insurance as a benefit of using their card. The above video clip explains that some provide only secondary coverage, meaning you have to file your claim with some other insurer first (presumably if you have no other coverage then you have no coverage).

Some credit cards, per this video clip, such as many American Express cards, have primary insurance coverage. If something happens while driving the rental car, just call the American Express phone # on the card and they will sort things out for you.

As someone knew to having an American Express card, I have found them to have exceptional customer service.

When traveling internationally, however, your insurance situation may be entirely different. I know of someone that had traveled to New Zealand and chose to purchase rental car insurance. On the last day of their trip, someone crashed into their rental car while it was parked. Without their rental car insurance add on policy, this would have cost them a lot.

At some point, I will do more studying about car rental insurance and driver licensing in other countries.

(@EcommJess is a PharmD who does an excellent job explaining personal financial topics, including investment, especially but not limited to younger people who often have not yet learned many of the things she discusses on her TikTok channel. She also has tips on saving money on air fares. Of the videos I watched, I agreed with all of them! That’s crazy!)

Image by Tumisu from Pixabay

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Series

Leaders with International Experience

Recent Posts

  • “World schooling” family travelers
  • France adds new taxes on aviation
  • Schiphol Airport Flight Restrictions to go in to effect in 2024
  • Over 100K “high net worth” individuals to move to another country in 2024
  • Venice to begin charging visitor admission fee in 2024

Categories

  • Accommodations
  • Air Travel
  • Background
  • Book Review
  • Covid
  • Education
  • Globally Experienced
  • Government/Regulatory
  • Immigration
  • Insurance
  • Languages
  • Planning
  • Study/Intern Abroad
  • Travel blog
  • Uncategorized
  • Work abroad

(C) Copyright 2023. All rights reserved. AI Scraping prohibited.

©2023 Coldstreams Travel and Global Thinking | WordPress Theme by Superbthemes.com
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
Cookie SettingsAccept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT